Free CCJ timeline tool

CCJ Removal Date Calculator

Estimate the six-year anniversary of a County Court Judgment and understand how long it has been visible. This is an educational date estimate, not a promise of removal.

This is general guidance for a UK context only. It does not predict a credit score or lender decision.

Estimate your CCJ timeline

Use the judgment date shown on your court record or credit report.

Your result

Enter the judgment date to estimate CCJ age, six-year anniversary and approximate time remaining.

Important wording

CCJs typically remain on standard credit reports for six years from the judgment date.

The exact reporting position can depend on the records held by courts and credit reference agencies. Check your actual reports before relying on any estimate.

Check status

If paid, confirm the CCJ is showing as satisfied where appropriate.

Check reports

Review all statutory credit reports because records may not update at the same time everywhere.

FAQ

How long does a CCJ usually stay on a UK credit file?

CCJs typically remain on standard credit reports for six years from the judgment date.

Does the six-year anniversary promise removal?

No. This calculator gives an estimated anniversary only. You should check your credit reports and public record information.

Does paying a CCJ remove it immediately?

Payment may update the CCJ as satisfied, but a visible CCJ can still affect lender decisions while it remains on credit files.

What should I check if the date looks wrong?

Check the judgment date, court record, satisfaction status and all credit reports. Seek qualified support if you are unsure how to deal with a judgment.